Terms of service

The deal between us.

The rules of the road when you use Bloatweiler — what the free check is, what it isn't, how we get paid, and what each side is responsible for. Plain language, no fine-print maze.

Effective May 28, 2026

The short version

The initial check is free. We benchmark your bill and tell you honestly whether there's room to save. We don't switch or cancel anything without your written approval. If we move forward together, we agree on the arrangement — a savings-desk plan, a share of the savings, or vendor-paid in specific categories — before any work starts. Bloatweiler doesn't guarantee specific savings.

Acceptance of these terms

These Terms of Service ("Terms") are a contract between you and Bloatweiler ("Bloatweiler," "we," "our," or "us"). These Terms govern your use of the Bloatweiler website, the free Bloat Audit request flow, and any paid engagement that follows.

By submitting a bill-check request, sending us a bill, or otherwise using the service, you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the service.

What Bloatweiler does

Bloatweiler is a business bill-savings concierge. We review recurring vendor bills (such as electricity, natural gas, internet, phone, business insurance, merchant processing, waste hauling, and similar categories), compare your rates to current market benchmarks, and help you renegotiate with your current vendor or switch to a better one — when there's real savings on the table.

We don't:

  • Provide financial, legal, tax, or accounting advice
  • Sign contracts, cancel services, or switch vendors on your behalf without your written approval
  • Make any guarantees about specific dollar savings on your particular bill
  • Sell your information to third parties

Who can use this service

To use Bloatweiler you must be at least 18 years old and have authority to act on behalf of the business whose bills you're sharing. By using the service you confirm both.

The service is intended for businesses operating in the United States. If you operate elsewhere, parts of the service may not be available or may not be useful.

The free initial check

The initial savings check is free. No card, no subscription, no obligation. We'll look at the bill you send us (or the category and rough spend you describe), benchmark it, and tell you honestly whether there's room to save.

If there's nothing worth chasing, we'll tell you that and you're done. If there is, we'll explain the options — typically (a) negotiate with your current vendor to lower the rate, (b) move you to a better vendor, or (c) flag billing errors and pursue refunds or credits.

Permission to review your bills

When you send us a bill or describe your account to us, you confirm that you have the right to do so. You authorize Bloatweiler to:

  • Review the bill and any related account information you share with us
  • Use that information to benchmark your rates, contact comparable vendors for quotes, and prepare a recommendation
  • Store the bill and related notes on our systems for as long as we're engaged with you, plus a reasonable period afterward (see our Privacy Policy)

This authorization does not permit us to act as your agent with vendors, change your service, or sign agreements on your behalf. Those steps require a separate written approval from you for each action.

Vendor changes require your written approval

Nothing is signed, switched, canceled, or rerouted on your account without your explicit written approval — typically by reply to a text or email summarizing the change, the new rate or terms, and the impact.

If a vendor or partner asks us for a Letter of Authorization, a limited power of attorney, or any similar document, we'll send it to you for review and signature first. You retain the right to withdraw any authorization in writing at any time.

How Bloatweiler is paid

Depending on the category and what you prefer, Bloatweiler is paid in one of three ways. We disclose which one is in play before you act on a recommendation, and we won't move forward until you agree to the arrangement in writing.

  • Flat monthly savings-desk plan. You pay us a fixed monthly fee to monitor your recurring bills, renegotiate at renewal, and handle billing-error disputes. You keep 100% of the savings.
  • Share of the savings we deliver. You pay us a percentage of the savings we actually deliver, calculated on a clear baseline that we agree on up front. If there are no savings, you owe us nothing.
  • Vendor-paid (referral or partner compensation). In some categories, a partner vendor compensates Bloatweiler when a business engages them as a result of our recommendation. When this arrangement is in play, we disclose it before you act, and you can decline and pick a different vendor.

Pricing and arrangements specific to your engagement will be captured in a separate service agreement before any paid work begins.

"Worth Your Time" guarantee

If we run a qualifying check and don't find at least $100/month in combined potential savings across your qualifying bills, we'll send you a $25 Amazon gift card for your time. No fine print, no required call.

A check is "qualifying" when all of the following are true:

  • Your combined recurring vendor spend across the categories we cover is at least $100/month
  • At least one of the bills you submitted has not been renegotiated in the last 12 months
  • You provided complete and accurate information for the review (bill copy or accurate rate details, business name, contact info)
  • You're the authorized decision-maker for the business
  • The check has not already triggered a gift card under this guarantee in the prior 12 months for the same business

Gift cards are issued by Amazon and subject to Amazon's terms. Bloatweiler is not affiliated with Amazon. We reserve the right to decline gift-card eligibility where we have a reasonable basis to believe the request is fraudulent or in bad faith.

Your responsibilities

  • Provide accurate, current, and complete information when asked about your business, bills, and contracts
  • Have the legal authority to share the bills and account information you provide
  • Keep your contact information up to date so we can reach you about your review
  • Use the service for lawful business purposes only
  • Not attempt to disrupt, reverse-engineer, scrape, or attack the site or service
  • Not use the service to bid against, undercut, or compete with Bloatweiler through impersonation or misrepresentation

Bill confidentiality

We treat your bills and account information as confidential. We share them only with the people and partners we need to in order to deliver the service — see our Privacy Policy for specifics. We don't publish your bill, your vendor list, or your rates publicly, and we don't use your bill as a case study without your explicit written permission.

No financial, legal, or tax advice

Bloatweiler provides bill-review and procurement-assistance services. We do not provide financial, legal, accounting, tax, or investment advice. Our recommendations are based on benchmark data and operator judgment, not on a complete analysis of your business or its financial situation. If you need advice in those areas, talk to a qualified professional.

No guarantee of savings

Bill markets change. Vendor pricing changes. Your usage changes. We do our honest best to find real savings, but we don't and can't guarantee any specific dollar amount of savings on any particular bill or in any particular timeframe. The "Worth Your Time" guarantee above is a separate gift-card commitment, not a guarantee of dollar savings.

Actual results depend on factors outside our control, including your existing contracts, your usage profile, vendor willingness to renegotiate, and market conditions at the time of the review.

Third-party vendors and services

When we recommend or introduce a third-party vendor (a new electricity supplier, a different merchant processor, etc.), your relationship with that vendor is between you and them. Their services are governed by their own contracts, terms, and pricing. Bloatweiler is not a party to those agreements and is not responsible for their performance, reliability, or pricing changes after you sign up. We'll do our best to flag what we know, including known issues with a vendor; that doesn't shift their obligations to us.

Limitation of liability

To the maximum extent permitted by law:

  • The service is provided "as is" and "as available." We disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • Bloatweiler and its operators will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption, even if we've been advised of the possibility.
  • Our total cumulative liability to you for all claims arising out of or relating to the service is limited to the greater of (a) the total amount you paid Bloatweiler in the twelve months before the claim, or (b) US$100.

Some jurisdictions don't allow some of these limitations, so parts of this section may not apply to you. In those cases, our liability will be limited to the greatest extent permitted by law.

Indemnification

You agree to indemnify and hold harmless Bloatweiler and its operators from any claim, loss, or expense (including reasonable attorneys' fees) arising out of:

  • Your breach of these Terms
  • Your sharing of bills or account information you didn't have authority to share
  • Your violation of any applicable law or any third party's rights
  • Disputes between you and a vendor or partner introduced through Bloatweiler

Termination

You can stop using Bloatweiler at any time. You can ask us in writing (email or SMS) to delete the information we have about you — see Your rights in our Privacy Policy.

We can stop providing the service to you, or to anyone, at any time, with or without notice — for example if we believe you've misused the service, provided false information, or used the service in a way that creates risk for us or for other users. The sections that should reasonably survive termination (intellectual property, indemnification, limits of liability, governing law) survive.

Governing law and disputes

These Terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules.

Informal resolution first. Before filing a formal claim, you agree to try to resolve the dispute with us by emailing [email protected] with a clear description of the issue and what you'd like to happen. We'll try to respond and resolve within 30 days.

If that doesn't resolve it, any lawsuit must be filed in the state or federal courts located in New Jersey, and both you and Bloatweiler consent to the personal jurisdiction of those courts. Small claims court is always an option for disputes within its jurisdictional limits.

Each side waives any right to participate in a class action against the other arising out of these Terms or the service, to the extent permitted by law.

Changes to these terms

We may update these Terms as our service changes or as the law requires. The current version will always live at this URL with a fresh "Effective" date at the top. If a change is material, we'll do our best to give you a heads-up by email or on the site before it takes effect. Your continued use of the service after the effective date is your acceptance of the updated Terms.

Contact

Questions about these Terms, the service, or a specific engagement:

Bloatweiler is operated by Ali Sheikh. Mailing address available on request.